Football Premium Car
Insurance Claim: How much does it impact you premiums?
My car was parked in a parking lot. Some one has bumped into it and left without any contact information. The car now has a big bump, thse size of football on the bumper. When does it make sense to make a claim to the insurance company? If I make a claim with the insurance company, what is the impact on my future premiums? I have a $500.00 deductible. I live in the United States.
The first thing to do is get a estimate from a local bodyshop. There are potentially two things that can happen to your policy. If you are currently claim-free, you could lose a claim-free discount. Also depending on what company you have you could get an accident surcharge. Check with your agent on the potential implications this will have on the policy.
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